Beforepay

**Beforepay App User Guide** Welcome to Beforepay, the app that provides instant access to up to $2000 with a simple 5% fixed fee. This guide will walk you through how to use the Beforepay app to get the cash you need quickly and manage your repayments with ease. ### 1. **Getting Started** #### Download and Install - Visit the Google Play Store or Apple App Store and search for "Beforepay." - Download and install the app on your smartphone. #### Sign Up - Open the app and sign up by creating an account. You will need to provide some basic information, including your email address and phone number. - Ensure you meet the eligibility criteria, such as being employed and receiving a regular income. ### 2. **Verifying Your Income** #### Income Verification - After signing up, you’ll need to verify your income. The app will guide you through connecting your bank account securely. - Beforepay will analyze your income to calculate your Cash Out limit. This ensures that you can borrow an amount that you can comfortably repay. ### 3. **Cash Out** #### Requesting a Cash Out - Once your income is verified, you will see your available Cash Out limit on the home screen. - To borrow, simply tap "Cash Out" and enter the amount you need, up to your available limit. - Review the details, including the 5% fixed fee, and confirm your Cash Out request. - The funds will be transferred to your bank account within minutes. ### 4. **Repayment Options** #### Flexible Repayment Schedules - Beforepay offers flexible repayment options. You can choose a repayment schedule that fits your budget. - You can repay your Cash Out early using the "Repay Now" option after a minimum repayment period of 2 days. - The maximum repayment period is 62 days, with automatic instalments scheduled according to the plan you select. #### Modifying Repayments - If you need to adjust your repayment schedule, you can do so within the app. Navigate to the "Repayments" section and use the "Delay" option to reschedule payments. - Alternatively, contact Beforepay’s support team for assistance. ### 5. **Managing Your Budget** #### Personalized Budgeting Tools - Beforepay helps you track your spending with a personalized budget. - After you Cash Out, the app will generate a budget based on your spending habits and income, helping you manage your finances better. - Access your budget anytime from the main menu to monitor your expenses and ensure you stay on track. #### Spending Insights - The app provides insights into your spending patterns, including upcoming bills and regular expenses. - Use these insights to make informed decisions about your finances and avoid overspending. ### 6. **Fee Structure** #### Understanding the Costs - The only cost associated with using Beforepay is a fixed 5% transaction fee on the amount you borrow. - For example, if you Cash Out $100, the fee is $5, and you will repay a total of $105. - There are no interest charges, hidden fees, or additional costs. ### 7. **Security and Privacy** #### Secure Transactions - Beforepay uses advanced encryption to protect your personal and financial information. - All transactions are secure, ensuring that your data is safe at all times. #### Privacy Settings - You can review and manage your privacy settings within the app under the "Settings" menu. - Control how your data is used and stay informed about your privacy rights. ### 8. **Getting Help and Support** #### Accessing Help - For help or support, tap the "Help" section within the app. - Here you will find FAQs, detailed guides, and contact information for customer support. #### Contact Support - If you encounter any issues or have specific questions, you can reach out to Beforepay’s support team directly through the app or by email. By following this guide, you can effectively use the Beforepay app to manage your finances, access cash when you need it, and repay with flexibility. The app is designed to be simple and transparent, providing you with the financial tools you need without the stress of hidden fees or interest.