Zip - Shop Now, Pay Later

User Guide - Zip App Overview: The Zip app provides a flexible way to manage your spending with the convenience of "Buy Now, Pay Later." Whether it's everyday purchases or large expenses, Zip offers convenient payment options to help you manage your finances easily. 1. Registration and Login Download and install the Zip app. Open the app and follow the prompts to register a new account or log in with an existing one. Fill in the necessary personal information and verify your identity. 2. Using Zip Pay for Everyday Spending Zip Pay is ideal for everyday spending, offering a credit limit of up to $1,000. Use Zip Pay at any merchant that accepts Visa payments, with nothing to pay upfront. You won't need to pay anything until the end of the following month, and you can choose to repay in weekly, fortnightly, or monthly installments. 3. Using Zip Money for Larger Purchases Zip Money is designed for larger expenses, offering up to $5,000 in credit. Enjoy at least 3 months of interest-free on every purchase and up to 5 years of interest-free at select Zip partners. You can split purchases over $300 into equal installments to help avoid interest charges. 4. Customizing Repayment Settings Manage your repayment plan through the app, choosing the repayment frequency, amount, and date that works best for you. Zip Money users can split large purchases into installments, ensuring repayment within the interest-free period. 5. Accessing Deals and Rewards The app offers exclusive deals and cashback rewards. Earn rewards with every purchase, and redeem them when you reach your rewards goal. 6. Convenient Payments Use Zip Pay for contactless Visa payments in-store, or create a virtual card for online shopping. The app also supports bill payments, gift card purchases, and more, making it easy to manage your spending. 7. Monitoring Your Account and Spending Receive notifications for upcoming repayments and view your account balance and transaction history in real-time. Manage all your financial activities within the app to stay in control of your finances. Important Notes: Ensure timely repayments to avoid additional fees. Regularly check the app for the latest offers and rewards to maximize the benefits of using Zip. Support and Assistance If you encounter any issues or need help, visit the customer support section within the app or visit the Zip website for more information.