Maya – savings

**Maya App User Guide** Welcome to Maya! This guide will help you navigate the app’s features so you can effectively manage your finances, from saving and borrowing to paying and investing. ### 1. **Getting Started** **Download and Register:** - Download the Maya app from the App Store or Google Play Store. - Open the app and follow the on-screen instructions to register your account using your mobile number. - Complete the registration process by providing the required personal details and setting up a secure PIN. ### 2. **Saving Money** **Open a Savings Account:** - Once logged in, navigate to the “Savings” section on the app. - Open your savings account by following the prompts. Your account will start earning up to 15% interest p.a., credited daily. **Monitor Your Savings:** - Check your daily interest earnings directly within the app to see your money grow every 24 hours. ### 3. **Borrowing Money** **Apply for a Loan:** - Go to the “Loans” section in the app. - Choose between a Personal Loan (up to P250,000) or Maya Easy Credit (up to P18,000). - Fill in the necessary details and submit your application. Approval is based on a credit evaluation. **Review Loan Terms:** - Before accepting a loan, review the terms including the interest rate, tenure, and monthly repayments. **Manage Your Loan:** - Track your loan status and repayment schedule directly in the app. Make repayments easily through the app to avoid late fees. ### 4. **Paying Bills and Making Payments** **Send Money:** - Tap on “Send Money” from the main menu. - Enter the recipient's details or select from your contacts. - Confirm the amount and send instantly. **Pay Bills:** - Access the “Pay Bills” section. - Select the biller from the list, enter the required details, and confirm the payment. **Use Maya Card for Payments:** - Request a Maya card via the app if you haven’t already. - Use your Maya card to make payments both online and in physical stores worldwide. **Pay via QR Ph:** - Select “Scan to Pay” from the app dashboard. - Scan the QR Ph code at participating merchants to complete your purchase securely and quickly. ### 5. **Investing** **Invest in Cryptocurrencies:** - Navigate to the “Invest” section and select “Cryptocurrencies.” - Buy, sell, and trade Bitcoin, Ethereum, and other cryptocurrencies for as low as P1. **Invest in Maya Funds:** - Explore Maya Funds to invest in globally recognized companies. - Start investing with as little as P50 and monitor your portfolio through the app. ### 6. **Managing Your Account** **View Transaction History:** - Access the “Activity” section to view all your transactions and account activities. **Update Account Settings:** - Go to the “Profile” section to update personal information, change your PIN, or manage linked accounts. ### 7. **Getting Help** **Contact Support:** - If you need assistance, go to the “Help Center” in your profile within the app. - For urgent issues, you can call customer support using the provided contact numbers. --- With these instructions, you are equipped to use the Maya app effectively for all your financial needs. Explore the app’s features and enjoy a seamless banking experience!