Ledger — 50/30/20

Launch the application and enter your total monthly net income on the setup screen. Assign your recurring expenses to the needs category to see how much room you have for discretionary spending. Input individual purchases as you make them throughout the month to categorize them into your defined silos. Check the visual dashboard to monitor your remaining allowance in each of the three budget categories. Adjust your spending habits based on the real-time insights provided to ensure you stay within your established limits.