Empower

### How to Use the Empower App Welcome to Empower! Follow these simple steps to get started and make the most of the features Empower offers: #### 1. **Sign Up and Set Up Your Account** - Download the Empower app from the App Store or Google Play. - Open the app and sign up using your personal details. - Follow the on-screen instructions to set up your profile and link your bank account for secure transactions. #### 2. **Get an Instant Cash Advance** - Navigate to the "Cash Advance" section in the app. - Choose the amount you need, up to $300, and review the terms. - If you need the funds immediately, select the instant delivery option (fees may apply). - Confirm your advance and the funds will be transferred to your account. #### 3. **Build Credit with Empower Thrive** - Go to the "Thrive" section to explore your credit-building options. - Apply for a line of credit, starting at $200, $250, or $400, and increase it over time with on-time payments. - Set up a repayment plan that works for you. Remember, consistent on-time payments help build a better credit history. #### 4. **Set Up Automatic Savings** - In the "Savings" section, set your savings goal. - Enable AutoSave to let Empower monitor your spending and save money when it detects you can afford it. - Watch your savings grow automatically over time without needing to make manual transfers. #### 5. **Track and Improve Your Credit Score** - Access the "Credit Score" feature to view your current score. - Get personalized tips and insights on how to improve your credit score. - Monitor changes to your credit score regularly and take action based on the advice provided. #### 6. **Manage Your Empower Subscription** - Empower offers a 14-day free trial for first-time users. After the trial, a $8/month subscription fee will be charged. - If you decide not to continue with Empower after the trial, cancel your subscription within the app under the “Billing” section to avoid the monthly fee. #### 7. **Contact Support** - Need help? Empower’s support team is available via phone or live chat from Monday to Friday, 6 AM – 6 PM PT. - You can also find answers to common questions in the app’s help section. Enjoy using Empower to manage your finances, build credit, and save effortlessly!